Best Home Warranty in Texas

April 1, 2025
5/5
Finding a home warranty service can be difficult. Still, it is even worse when you are drenching in sweat on a hot summer day because your air-conditioning isn't working or when you are annoyed because your refrigerator keeps making that buzzing sound. If you want a quick fix and don't want to pay for unexpected repair bills out of your pocket, then you should invest in a good home warranty. A house warranty is a year-long, annual property maintenance plan covering home appliances and devices when they stop operating due to regular wear and tear – such as your air conditioning system, fridge, water heater, and washer/dryer. A Texas Home Warranty can assure you of secure, affordable services from genuine contractors so that you don't have to worry about your household repairs alone. We have reviewed the top providers in Texas according to their pricing, coverage plans, quality, and customer service to give you the best picks of home warranty services in 2022. Here are some crucial facts about house warranties that real estate brokers should be aware of:
  • The average lifespan of nine essential appliances/home systems is thirteen years, and the probability of one of these systems failing in any given year is 68 percent. 
  • On average, properties with an incorporated home warranty sell fifty percent quicker than those without.
  • The average sales price of homes with house warranties is 3 percent higher.  80% of consumers prefer to purchase a property with a warranty.
  • Each home system or equipment repair can cost anywhere from $65 and $2,000, averaging $1,085.

The 4 best home warranty in Texas

American Home Shield

american home shield home warranty
  • Year founded: 1971
  • States covered: 49 states (excluding AK)
American Home Shield is one of the very first home warranty providers in the USA and is our Editor's Choice. AHS provides a variety of coverage plans with multiple add-ons and a lot of room for customization. They even have flexible service fees you can choose from while personalizing your plan. With 51 years in the industry, AHS has gained a good customer reputation for its service and comprehensive collection of coverage plans.

Pros and Cons

+ Flexible tiered plans + Include repair coverage and improper installation + Trade service fees can be customized + Free cancellation within the first 30 days – Does not offer a discount on annual plan payments

Plans and Coverage

AHS offers three plans: ShieldSilver includes your major home appliances and systems such as heating, cooling, plumbing, and electrical systems; ShieldGold covers everything in ShieldSilver as well as your kitchen and laundry appliances; ShieldPlainum includes all these 23 items as well as roof leaks and an annual HVAC repair.  Some of the add-ons apart from your standard plan include pools, roof leaks, guest house, electronics, sump pumps, and well pumps.

Cost

AHS's Coverage may cost from $64.99 a month for the top ShieldPlatinum Plan and $24.99 for the ShieldSilver Plan, according to a sample home in Austin, Texas. You can also select the trade service fee ($75, $100, and $150) along with your plan. Plan
  • $75 service fee
  • $100 service fee
  • $125 service fee
ShieldSilver
  • $39.99
  • $29.99
  • $24.99
ShieldGold
  • $49.99
  • $39.99
  • $34.99
ShieldPlatinum
  • $64.99
  • $54.99
  • $49.99

Visit American Home Shield

Or read our complete review of American Home Shield

Choice Home Warranty

Choice home warranty
  • Year founded: 2008
  • States covered: 48 states (excluding CA and WA)
The Choice Home Warranty, founded 14 years ago, is a unique service contract company that provides 24/7 service home repair needs, whether it be appliance repairing or replacements. We have rated Choice as the most budget-friendly home warranty as its two comprehensive plans include most of the essential home items and offer competitive pricing. 

Pros and cons

+ 90-day guarantee on replaced parts + 24/7 customer service + Coverage may start in less than 30 days – Optional roof coverage with a $500 cap – Service may take longer than 48hours

Plans and Coverage

Choice Home Warranty offers two plans, the basic and total plan. The Basic Plan offers Coverage of 13 major home appliances, including your electrical and plumbing systems. The Total Plan includes all these 13 appliances, an air-conditioner, clothes dryer, clothes washer, and refrigerator. You may have some other options, such as a pool and spa, vacuum, well pump, septic system, and limited roof leak coverage, which you can customize according to your needs.

Cost

Choice costs around $46-$55 a month based on your selected plans and has a fixed service fee rate of $85. You will be charged more if you wish to add to the services mentioned above. They offer roof leak coverage, but the service is capped at a maximum of $500. You can purchase their yearly plan and get free a month of Coverage. Plan
  • Basic Plan
  • Total Plan
Price 1
  • $46.83/month 
  • $55/month 
Price 2
  • $560/year
  • $660/year

Visit Choice Home Warranty

Or read our complete review of Choice Home Warranty

Select Home Warranty

Select home warranty
  • Year founded: 2012
  • States: 46 states (excluding NM, NV, WY, WA)
Select Home Warranty has one of the best customer service reputations as it offers a trade service call within the same day of the complaint. Unlike other home warranty providers, Select also offers a free roof leak repair and multiple other promotional offers and discounts regularly, thus keeping the price as low as possible.

Pros and Cons

+ 90-day labor guarantee + Same day response time + Multiple discounts available + Free roof coverage – Not BBB accredited – May get charged multiple service fees if there are multiple repairs in a visit

Plans and Coverage

Select Home Warranty offers three broad ranges of plans. The Bronze Plan is mainly for your home appliances, such as an oven or a refrigerator; however, it does not cover any major home system. The Gold Care Plan includes the major systems such as AC, plumbing, or heater but does not include the home appliances that are covered in the Bronze Care Plan. The Platinum Care Plan includes the appliances and home systems with a total of 16 systems. Even though our ShieldSilver, ShieldGold, and ShieldPlatinum home service plans offer insurance for up to 23 appliances you use daily, you might also want Extra Coverage for particular things such as swimming pools, electronics, guests units, and more. Allow American Home Shield Additional Coverage to alleviate the worry associated with covered breakdowns and safeguard your finances. Here are the other topics that we cover, regardless of age. You can also choose to add features such as a pool, spa, home vacuum, well pump, home sprinkler, and septic system.

Cost

The lowest cost for Select is around $36 per month, and you have to pay a $60-75 service fee when a technician comes to visit.  Select's all-inclusive Platinum Care plan can cost $60.33 monthly, and the Bronze Plan can cost $56.17 monthly. The prices differ according to your location and the size of your house. These prices were estimated for a 2345 sq ft home in Austin, Texas. An extra charge will be added for add-on services. There are regular promotional discounts, and you can get a quote to avail of free service for 2 months and free roof leak coverage (single-family homes only). Plan
  • Bronze Care Plan
  • Silver Care Plan
  • Platinum Care Plan
Price 1
  • $56/month
  • $56/month
  • $62.42/month
Price 2
  • $580/year
  • $580/year
  • $650/year

Visit Select Home Warranty

Or read our complete review of Select Home Warranty

The Home Service Club

The Home Service Club
  • Year founded: 2009
  • State availability: 50 states
The Home Service Club is rated as the best Coverage as it is available in all the states, and with only two service plans, it covers 23 major home appliances with multiple add-ons. It also includes all the items in your house regardless of age or model and offers an impressive guarantee on them as well. The Home service Club prioritizes excellence. They supply the clients with excellent home warranty products, follow it up with quality service when homeowners contact them, cultivate great business partnerships with their contractors, and monitor the work of their contracted experts. The Home Service Club says that it will be active with your claim from beginning to end and be ready to answer any questions you may have along the road.

Pros and cons

+ 90-day installed parts guarantee + 30 days labor guarantee + Wide range of add-ons + Includes all appliances regardless of age – Not BBB accredited

Plans and Coverage

The Home Service Club offers two coverage plans; the Standard and the Comprehensive coverage plans. The Standard plan includes the 18 major home appliances and systems, for example, heating, cooling, plumbing, and laundry. The Comprehensive plan offers 23 appliances, including smoke detectors, alarm systems, clothes washers, and dryers. The data indicate that properties with home insurance sell quickly and for a more excellent price than those without one. The Home service club support contract in your listing was included to attract prospective homebuyers. A house warranty is integral to every real estate deal in the current market. Home service club provides real estate professionals with the necessary competitive advantage to make home sales easier and safer. Home warranties are an effective tool for selling properties. Typically, properties with warranties sell for an equivalent of $2,300 more and 11 days faster than those without. This can save you time and money. Simply said, homes with insurance appeal more to purchasers, providing your house advantage in competitive marketplaces. Homebuyers will ensure that their asset is protected and will be prepared to pay for this assurance. A house warranty also covers sellers against the costs of repairs and replacements incurred during the selling process. This can prevent repairs from delaying the closing while also reassuring purchasers. Homeowners using  Home service club agreements receive the following benefits:
  • 100 percent transferrable service contracts.
  • More desirable property sales for higher prices with increased sales velocity.
  • After closure, reduced liabilities and a good reputation.
  • During the sale and closing procedure, protection against repairs.
HSC has an additional 11 systems that you can add to your plan: roof, pool, spa, pump, jetted bathtub, sprinkler system, utility line system, sewage ejector pumps, and freezers.

 Cost 

The Home Service Club has only two plans which range from $43-$60. Optional add-on coverage may vary by item, ranging from $3-$16 per month. A trade service charge of ($95-$125) may apply for every visit, but it may differ with the plan you choose. Plan
  • Cost
Standard
  • $43
Comprehensive
  • $60

Visit The Home Service Club

Or read our complete review of The Home Service Club

The Bottom Line

Searching for the best home warranty provider may be confusing, and we have meticulously picked for you the best home warranty in Texas in 2022. These recommendations offer great pricing, excellent Coverage, and other impressive features. The prices may differ based on your location and the size of your home. We suggest you go through the pros and cons before deciding which coverage plan suits you best.

FAQ

We have ranked the American home Shield as the best home warranty in Texas for its wide range of coverage plans, customizable optional plans, and a trustworthy customer service experience.

Most home warranty companies charge $40-$60 according to the coverage plan you select.

Home warranties are a great way to save money on household repairs and replacements. When you get a home warranty premium, you can call your home warranty provider, who will send a technician to fix or replace your broken household item.

While most home warranty companies have the policy to initiate service after 30 days of purchase, some companies, such as the Home Service Club, may let you start their service as soon as 10 days after purchase.

Your homeowner's insurance is hazardous and only covers property destroyed by fires, floods, windstorms, and other natural catastrophes. Failures of good maintenance household appliances or mechanical devices due to general wear and tear are repaired by a home warranty.

Your homeowner's insurance is hazard coverage and only covers damage caused by fires, floods, wind, and other natural disasters. A home warranty fixes properly maintained home appliances and mechanical components that break down due to regular wear and tear.

Best Home Warranty Companies

Product
Features
Our Score
Deal
1
Choice Home Warranty
9.8
2
Select Home Warranty
9.7
Excellent
3
American Home Shield Home Warranty
9.4
4
Liberty Home Guard
8.5
Great

What was covered on this page?

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John Smithson

38, a small (but growing) business owner in the IT field.
I love to look for exciting and modern ways to keep my business ticking along, my employees happy, and most importantly, the business growing. I love researching the best software online to help me - and other businesses - achieve these goals.

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