Arizona is a warm and sunny state ideal for buying and owning a property. A perfect home in Arizona includes all of the upgraded systems and appliances and a few extra features to deal with the heat and humidity. In our opinion, Arizona residents are fortunate to enjoy the sunny outdoors practically all year long. Nevertheless, the dry weather and scorching temperatures make maintaining a property more difficult due to increased chances of wear and tear. However, a home warranty can alleviate the troubles of homeowners in Arizona.
Arizona's finest home warranty companies have comprehensive home systems and appliance coverage. In addition, these warranties come with affordable plan pricing and a straightforward claims procedure. We are here to help you find Arizona's best home warranty choice. This article should provide you with an unbiased suggestion for Arizona's top home warranty companies. We have assessed them by the quality and the quantity of the plan options, customer service ratings, state availability, cost, and more.
The three best home warranty in Arizona
- Choice Home Warranty– Best Overall (Editor's choice)
- Select Home Warranty– Best Value
- American Home Shield– Best service
Choice Home Warranty
- Year founded: 2008
- States covered: 48 states (excluding CA and WA)
In the state of Arizona, Choice Home Warranty is overall the finest home warranty policy. With the Choice Home Warranty, you will get a wide range of competitive pricing, coverage options, and high-quality craftsmanship. In addition, customers like how simple it is to deal with Choice Home Guarantee and how the plans assist in justifying the purchase of a home warranty. The Choice Home Guarantee is a great choice to explore if you are new to the notion of a property warranty for your Arizona home.
Pros and Cons
+ Options for a comprehensive strategy
+ Reasonable Pricing
+ Cancellation is free for the first 30 days
– Cannot customize the warranty plan
Plans and Coverage
In Arizona, home warranty coverage is among the most extensive in the business. The Choice Home Warranty plan's insurance limitations will cost between $500 and $3000. Higher coverage limits contribute to a plan's overall value. Plumbing systems, Water Heater, ovens, heating systems, and HVAC systems are some of Arizona homeowners' most popular coverage options.
Cost
There are just two Choice Home Warranty plans that may appear to limit your options. On the other hand, both of these solutions are complete or combination options, which include both systems and appliances as part of the package. The Basic Plan consists of 14 things, while the Total Plan adds four more: a washing and dryer, a refrigerator, and air conditioning. Residents of Arizona may choose the Total Plan since it includes HVAC, which is necessary for comfortable living in the Arizona heat. Although the service cost appears to be expensive at $85, the monthly deductible compensates for this by being under $54 per month for both plans.
Plan
- Basic Plan
- Total Plan
Price 1
- $46.83/month
- $55/month
Price 2
- $560/year
- $660/year
Or read our complete review of Choice Home Warranty
Select Home Warranty
- Year founded: 2012
- States: 46 states (excluding NM, NV, WY, WA)
Select Home Warranty is the most cost-effective home warranty in Arizona. Essentially, a few minor repairs in your house will immediately demonstrate the benefits of the Select Home Warranty. Select Home Warranty has been on the market for nine years and is a cost-effective and comprehensive option. Roof leak coverage is also included in the Select Home Warranty.
Competitive deals from Select Home Warranty include coverage for roof leaks and two months of free service while paying yearly. Third-party ratings are lower than other warranty providers, indicating that claims may take longer to process than stated. We thoroughly evaluated Select Home Warranty by analyzing their rates, coverage, limits, and exclusions.
Pros and Cons
+ Excellent client service
+ Long and illustrious history
+ High-quality craftsmanship
+ One of the most extensive plans available.
– Lower insurance limitations apply to certain insured products.
– This isn't always the ideal strategy for high-end appliances and systems.
Plans and Coverage
Air conditioning and ducting coverage are covered in the Select Home Warranty insurance. Overall, the Select Home Warranty's coverage is a little less extensive than other plans on the market. You may have to forego some coverages in order to save money on your insurance policy.
Select Home Warranty allows you to receive a quote online and examine the price before enrolling. The firm provides a respectable list of goods covered with their introductory bonus offer, including free coverage for roof leaks, 2 additional months free, plus $100 off on your insurance if you purchase an annual policy in advance.
Plans vary in price according to the number of things you want to cover, your place of residence, and whether you pay monthly or annually. And the promotions you join up by March 2022, for a single-family house in Utah that is paid annually, the Gold Care (systems) and Bronze Care (appliances) plans a cost $37.50 per month, but only cover six and eight things, respectively. This plan covers fewer items than the Platinum Care plan, which includes 17 things but costs $41.67 a month. Overall, we determined that the average yearly cost of a Select Home Warranty plan in the states it serves is $503.32.
Cost
Homeowners can choose from three Select Home Warranty policies. The Gold Care is a systems plan. Bronze Care is an appliance plan, while Platinum Care plan covers both. Platinum Care is only a few dollars extra per month than Gold or Bronze Care, yet it covers all of the home's 16 key systems and appliances. With these cheap monthly premiums, Select also provides a $60 service charge, which is among the lowest in the business. For an extra fee, Select Home Warranty offers a variety of add-ons like pool and spa coverage, roof leaks coverage, stand-alone freezer coverage, and sprinkler coverage.
Plan
- Bronze Care Plan
- Silver Care Plan
- Platinum Care Plan
Price 1
- $56/month
- $56/month
- $62.42/month
Price 2
- $580/year
- $580/year
- $650/year
Or read our complete review of Select Home Warranty
American Home Shield
- Year founded: 1971
- States covered: 49 states (excluding AK)
The most customized plan for Arizona homeowners is American Home Shield. Unique features and benefits may be found in some Arizona homes. The AHS plans benefit from having a policy that lets you tailor coverage to your specific requirements. You might face many issues with HVAC systems, electrical systems, and kitchen appliances in Arizona houses. Premium coverage is available through the American Home Shield plan to help you stay on top of these concerns.
Pros and Cons
+More than 50 years of expertise in the business
+Customized plans.
+Outstanding client service
+There are several options for additional coverage
– Some of the policy options are comparatively expensive
Plans and Coverage
Homeowners in Arizona should make sure that their house warranty includes the amenities that will help keep their houses cool throughout the hot months of the year. The American Home Shield plans provide some of the most extensive coverage options available, as well as some of the highest coverage limits. Plumbing systems, HVAC Swimming pools, Refrigerator dishwashers, and spas are some of the most commonly covered objects among Arizona residents.
Cost
ShieldSilver, ShieldGold, and ShieldPlatinum are the three Arizona home warranty insurance offered by American Home Shield. Although each of these insurance covers systems, only two of them cover both systems and appliances. The ShieldPlatinum plan is appropriate for homeowners who want comprehensive coverage for all of their appliances and systems. AHS offers clients to pick between $75, $100, or $125 for their service cost. A smaller monthly premium equals a reduced service price and vice versa. So, if you opt for the $125 service cost, your ShieldSilver Plan monthly premium would be roughly $29.27, which is one of the lowest monthly deductibles ever.
Plan
- $75 service fee
- $100 service fee
- $125 service fee
ShieldSilver
- $39.99
- $29.99
- $24.99
ShieldGold
- $49.99
- $39.99
- $34.99
ShieldPlatinum
- $64.99
- $54.99
- $49.99
Or read our complete review of American Home Shield
Final Thoughts
With so many fantastic alternatives available, you should be able to discover something that is perfect for your house. Although the Choice Home Warranty stands out as the top home warranty business in Arizona, it's a good idea to seek quotes from a few other options. Overall, getting a home warranty for your Arizona home is a wise decision that might save you hundreds, if not thousands, of dollars.
Frequently Asked Questions
What is a home warranty?
First, it's essential to know what a home warranty, also known as a home safety plan, is. It's basically a service agreement, but it works like insurance. You pay an annual premium and a deductible when a covered component in the house needs to be fixed or replaced. Your home warranty should pay the rest of the bill for covered replacement and repair if there is one.
What restrictions apply to home warranties?
Home warranties often cover items like appliances and HVAC systems. The structural components of a house, including the windows and doors, are not covered by such insurance. A home warranty insurance does not cover the recovery of damaged flooring or ceiling in your house.
What Qualities Should a Home Warranty Contain?
Before purchasing insurance, you should examine the fine print. Certain providers and policies only cover certain goods. Also, although some plans may cover the cost of repairing a refrigerator, the ice-maker within the fridge may not be covered.
The age and cost of your system's appliances and components are further essential. Purchasing a home warranty might be wise if an HVAC is aging and may soon require maintenance.
Also, ensure that you do not already have a manufacturer's warranty. You will need to determine whether your home's components and appliances are already protected by a warranty. This will determine which homeowners insurance plan is most suitable for your situation.
What Questions Should I Be Asking to a Home Warranty Service?
Be ready with questions whether you are searching for HVAC insurance in Arizona or appliance insurance in Arizona. Request the maximum amount an insurance company will pay for the repairs and/or replacement. Request specific information on the company's policy regarding repairs vs. replacements. Determine whether a company's replacement coverage is limited to the depreciated value.
Selecting the Appropriate Home Warranty
By assessing your home's appliances, systems, and current warranties, you may determine the type of protection you require. This can help you select which home warranty provider is ideal for Arizona property.
How Much Does Home Warranty in Arizona Cost?
Home warranties in Arizona should be quite affordable throughout the state. Our extensive research show some typical pricing for Arizona home warranties. These expenditures are divided based on several sorts of Arizona residences. On average, the annual premium of a home warranty is $722 per year. However, for single families, the annual premium cost is $ 575. In contrast, multi-family has to pay $1063 per annum. Home around the town costs $482, and condos cost a premium of $567 per annum.
Does the home warranty cover earthquake damage costs?
Earthquakes are common in the southwestern section of the state, closest to California. Keep in mind that even the greatest Arizona home warranty providers will not cover damage caused by natural catastrophes. On the other hand, regular wear and tear are always covered, and the contractors will repair or replace all of the parts and components stated in the house warranty contract. Because of Arizona's high heat and humidity, HVAC systems can be damaged more quickly than usual. It is critical to get air conditioner coverage in order to avoid costly repairs and replacements.
How do I check if a home warranty service is reliable?
The Arizona Department of Insurance oversees home warrant firms in Arizona. This is fantastic news for Arizona residents, as it will safeguard residents from Tempe to Scottsdale. The idea is that because house warranties provide a service, they must be able to answer to the government. This insurance must be renewed every year in Arizona. The Arizona Department of Insurance covers all of the alternatives on our list. This means you may choose any of these services for your Arizona house without any hesitation.
